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Insurance. Glass is almost always comprehensive and doesn't count against you for collisions.
 

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My windshield got a rock chip the other day which turned into a long crack soon after, the price tag? 1700 dollars! no aftermarket available at this time either.
I've been following this blog: https://www.kbb.com/car-news/2019-honda-clarity-phev-ownership-review/2100006471/

I was able to add windshield replacement coverage to my insurance policy for $26/year - there's no deductible to meet. I have a feeling it will prove worthwhile: I just returned a leased vehicle for which I had to replace the windshield four times over 3 years.
 
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