I have a '21 PHEV Touring, and have not had the described issue. I learned to actively manage the PHEV system by driving a '11 Volt for ten years, which behaves similarly.
I always use HV at ~50% SOC, when in high power situations like freeway and hilly terrain driving, to give plenty of margin for surge needs. When I forget to set it to HV, I use HV+ to get it back to 50% SOC.
This appears to be what the HV and HV+ modes are intended for on the Clarity PHEV. In fact, on the Volt, the similar setting is called "Mountain Mode".