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Discussion Starter · #1 ·
Last Saturday I was on my to Costco when I saw a wreck unfolding in front of me. A lady completely blew a stop sign from a street on my left and a Jeep Cherokee coming toward me swerved to miss her. He couldn't completely do it and the right side of his car sheered her front bumper off. I'm getting ready to stop as a witness but..... His collision with her and his attempt to get back into his lane on a wet street spun him around and he hit me on my side with his rear end probably somewhere between 20-30 mph as a glancing but solid blow. See the photo.

My Clarity reacted exactly as it should have, the power to the drive train immediately disconnected (tho the dash stayed on and electronic selector shifted to park) and the car spoke to me saying it had detected a crash, would I like to call emergency services. Wow, our free On-Star type service for free used my cell phone and made the 1st call. During the collision process the driver and passenger curtain airbags deployed. My driver seat hip airbag blew from the side of the seat but when I examined it, much of it was still folded (sort of) in the seat bolster. It may have come out and returned, I couldn't tell for sure but I have zero injury's save for a very light right shoulder rash caused when the seat belt tightened up (as it should have). I happily accept that. No other bags in the dash or right side deployed so if there is no frame, suspension, electrical, or other damage It will come to approx. $10,000 to replace two doors, rear quarter, bumper cover, airbags and drivers chair.

If it gets repaired with just that, I may keep it. I'm hoping for a total but USAA will need it to go to probably around $12 to $13,000 for that to happen. The dealer has a 2018 white Touring with black leather but I want to keep with the tan leather if I stay in a Clarity. I went across the street to the Toyota store and test drove the (1st ones just coming in) RAV4 hybrid. It's a really interesting all wheel drive (standard on the hybrid version) with the rear wheels getting power from the electric motors. Under the hood it's electrical component looks much like ours sitting next to the engine and above the tranny. A loaded one is about the same price as our Touring Clarity models and it's rated mileage is 39 city, 40avg, and 41hwy. Quite a car for the money so something to think about. If Honda's CRV offered a Hybrid version it would be a no brainer but …..

I just wanted everyone to know how well the Clarity managed the wreck with all the systems designed to protect the passengers working perfectly. Just musing here, I wonder if I got another 'new' Clarity if I'd qualify for another $7500 tax credit LOL? If so, that could affect my decision. But the RAV4 for basically the same money is also a lot to consider. Most of the models also come with the 360 degree outside camera visibility. And most of the packages include the rearview mirror that is also able to show a camera image from up high if you have large things in the back area blocking your vision. Feel free to opine your opinions on choice of car if that becomes an option.

I just heard from the body shop, the lead Honda tech from the service dept cannot get the car started to get it into the shop, they're trying to contact the engineers in CA to get past that hurdle. My app shows the traction batteries at 90% + a half tank of fuel but the 12v is not doing anything tho it shows a full charge when they checked it. Grrr

In the one view showing all three cars, you can see the Jeep Cherokee off in the background backed against the curb across the street after clipping me. After acting like a pinball and hitting two cars prior to stopping he was the only one able to drive away with just minor right side and rear bumper damage.
 

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Cruiter

Sorry to hear about the misfortune. Glad everyone okay though.

I have a 2017 Toyota RAV4 hybrid limited which is a very nice vehicle in it's own right. Good size, solid vehicle that gets good gas mileage for it's size. i-awd works well and it has all the bells and whistles and safety features one could ask for. Two years 29k of trouble free ownership. No regrets.

However...Kinda tough to compare the two...I'm partial to sedans and love the Clarity overall. Tough to beat e-mpg. Like comparing apples with oranges... tough to do.

Good luck!
 

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Wow, what an ordeal!

Glad to hear you are fine and the car worked well to protect it's occupants.

Good to know when the airbags deploy, the system shuts down the drive and calls for help!

The car probably won't re-start due to the airbag deployment for safety reasons (fires).
I remember my BMW was hit like that and the airbags deployed, power locks unlocked the car doors, hazard lights came on, an emergency call made to BMW Assist, and the main 12V link was blown to prevent a fire.
That main 12V link that blew was a small explosive charge placed near the battery to stop high power to the drive train but there was a small high resistance lead that still connected the car's MID/TCU...

OP: remember to use your preferred body shop for repairs - you don't have to go thru the other party (at fault) insurance body shop.
Also, make sure you claim your diminished value claim against the insurance company after the repairs are done.
 

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Sorry to hear about your wreck. Hope everything is settled to your satisfaction.

One minor error I'll point out... The Jeep is a Grand Cherokee, not a Cherokee. That generation of Grand Cherokee is uni-body but a pretty tough SUV.
 

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Discussion Starter · #6 · (Edited)
Choices

I got the word late this afternoon that the car will be totaled. But no other news such as what they will give. The body shop manager gave USAA a 'very good' on car condition if it had not been damaged. It's the highest rating on the software and valued it as equipped with 8774 miles and worth $24600 not wrecked. I'm guessing that's the number I'll be working with.

If that's it, I'll have to decide whether to get another 2018, pay more for a 2019, or spend lot's more and go for the new Rav4 Hybrid that just came out. The top of the line 'Limited' is around $39 to 40K depending on the variables and paint. Does anyone know for sure if I could get another large tax credit for year 2019 if I bought another Clarity? Last year's credit sure came in handy.
 

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No limit on the number of tax credits you can claim. Leasing companies routinely claim thousands in a single year.

$24,600 + the $7,500 should allow you enough to replace it with another Clarity (if that's the route you decide to go)
 

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That sucks, glad you're OK.


Two things for stuff like this:

1) I run a separate front & rear dash cam setup, they operate flawlessly. Total cost of roughly ~$100 dollars & nobody can argue against your dash cam footage.

2) I carry two cans of these small fire extinguishers, one in the front & one in the back. You never know when they might come in handy...

www.amazon.com/gp/product/B00LN6S42G/ref=ppx_yo_dt_b_asin_title_o01_s00?ie=UTF8&psc=1


Rob43
 

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Wow, never thought it would be a total because the pictures show minor body panel damages.

I guess there are underlying damages that we can't see...

Can't believe the car is worth so little compared to MSRP in less than a year....
 

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Could repair cost be due to aluminum

Most of the cars panels are aluminum or an alloy. Could that add to the repair costs?
 

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Discussion Starter · #12 · (Edited)
Cost of airbags (three), new drivers chair including airbag and it was electric, doors, rear quarter panel (top of quarter panel welds into roof, so new roof, bumper cover, and seat belt actuators plus unknown factors inside including fact they can not start the car/system even though 12v has full charge and my app shows 90% still in traction batteries. Visually lining up rear quarter glass on both sides over rear wheels shows a several inch shift of the body to the right (nearly a tire width). With only 8774 miles, insurance company decided not to spend money on tear down when it looked that bleak on a very well kept and lightly used car. Plus they would have had to drag it away from wall and place front end on a dolly just to get it into the shop and raise it up and process would surely create additional unknown cost. It will probably become a parts car the bidder will certainly make money on.

Still waiting to hear from USAA on the exact dollar amount they think will make me whole again. Depending on that (and our fine state of GA recognizes Diminution in value) and it's also listed in my policy so we'll see what that adds. I may look at a 2019 Clarity if I can find one in white Touring w/beige interior or just go nuts on the new Toyota Rav4 Hybrid in Limited trim same color scheme. But that has a list in the range of $40K. But if I do that, I will have an unused Level II charger on my garage wall :crying:.
Wow, never thought it would be a total because the pictures show minor body panel damages.

I guess there are underlying damages that we can't see...

Can't believe the car is worth so little compared to MSRP in less than a year....
 

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Discussion Starter · #13 ·
I'm thinking the loss in value is due to Honda's lack of advertising and merchandising the Clarity. When it came out they blanked the airwaves with adds, then they just seemed to stop. New 2018's are still on most dealers lots. With the large discounts, it might be a small wonder It's valued as it is. You can buy one pretty darned cheap right now making a new one and excellent value (especially with the tax credit).
Can't believe the car is worth so little compared to MSRP in less than a year....
 

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Discussion Starter · #14 ·
I'm remembering that when I got my insurance quote I thought it was a bit high and called USAA on it. They said that since it was a new type of technology AND had lots of aluminum in it the premium would be slightly higher. "Oh Well" was my response as I recall. They also brought up that crash and roll over government tests were not available yet. As shown on winder sticker. I don't know if 2019's reflect that yet.
Most of the cars panels are aluminum or an alloy. Could that add to the repair costs?
 

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The dealer has a 2018 white Touring with black leather but I want to keep with the tan leather if I stay in a Clarity.
White always comes with beige interior. Black interior is only available on silver, steel and black. That is true for both 2018 and 2019. Are you sure the dealer has a white car with black interior? If so I wonder if it is some type of modded car.

I have heard that if airbags deploy you are almost guaranteed a total because it costs thousands of dollars just to reinstall the airbags, or I should say install new airbags because of course they will not reuse the deployed ones. Added on top of the body repairs, that tends to push it to being a total.

I think diminished value is only if the car is being repaired. In a repair situation you want to be reimbursed not only for the cost of repairs but for the diminished value of the car since the wreck will now show up on Carfax. Usually you have to file a diminished value claim with the at fault person's insurance company. Are you saying Georgia has some type of mandatory diminished value coverage? If it's totaled they just give you what they determine that it is worth. Now there is such as a thing as new car replacement coverage which you can pay extra for and they put you in a new car but that's something different.

All in all I think totaling is usually better or else you will always worry that some hidden thing is not right. Every little squeak and creak from now on you would wonder if it was because of the wreck.

One last comment - I drove an Infinity QX80 rental car that had 360 view and it was fantastic, made parking and maneuvering so much easier. Of course especially helpful on a big car like that. Still a somewhat rare feature though, mainly on SUV's. I think on Toyota for example it's only on RAV4 and Highlander.
 

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Discussion Starter · #17 ·
Yes he said after looking on his computer inventory. It's white with black. Of course it could have been coded wrong. I did not physically see the car. I did place a deposit today on a Blizzard white pearl RAV4 Limited Hybrid today. It won't be here till around June 5th so I suppose I'll have to give up my rental soon. The dealer did offer to fund $50 bucks a week for another rental till the car comes in.

For anyone in North metro Atlanta that may be interested, I kept the expensive form fitted rubber mats from the Clarity. Once I get the RAV4, if anyone wants to come get them, I'll swap for a good lunch somewhere here in Roswell. Maybe Ray's at Killer Creek??? No damage, they rode the wreck out well LOL.

The winner in this scenario will probably be the salvage yard that gets this car (probably on a bid) and starts parting it out. Even in the damaged doors there are many parts such as the glass in perfect condition.

White always comes with beige interior. Black interior is only available on silver, steel and black. That is true for both 2018 and 2019. Are you sure the dealer has a white car with black interior? If so I wonder if it is some type of modded car.
 

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Discussion Starter · #19 · (Edited)
Yes, all RAV4 hybrids sold in America will be AWD's. Rear wheel drive is electric. They're rated at 41 city, 38 HWY, and 40 average. Many of those on the forum are easily exceeding those numbers. I think within three years they'll convert to PHEV as well. And I already have my Level II charger LOL.
Well do enjoy the new RAV4 - they do look much better than it's predecessors.
Are you getting the AWD option?
 

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Similar changes are happening over at Lexus. Its no surprise that they`re going hybrid along with Toyota.

Would anyone here seek out a more luxurious Lexus over Toyota hybrid?
 
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